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"The service was great and so was my rate!
There weren't any hassles at all - they listened
to my concerns, answered all of my questions,
plus I got a better rate than I expected."
Thanks again,
G. Frederickson
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POINTS EXPLAINED
What are points and when, if ever, does it make sense
to pay them?
FEES EXPLAINED
What are the 'real' costs of my California Mortgage? This will help explain
exactly where your money is going -
and where it shouldn't be going...
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Mortgage Programs Explained...
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Fixed Rate Mortgage
What does the term 'Fixed Rate' specifically mean and what are
the benefits of having a Fixed Rate Mortgage?
Balloon Mortgage
What is a Balloon Mortgage? When would it make sense for you?
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Adjustable Rate Mortgage
Also known as ARM's or Variable Rate Mortgage. Explains advantages,
common terms; what is a Negative Amortization Mortgage (Neg-Am);
includes an 'Index Table' that explains Prime Rate, CODI, COFI, CMT, MTA, and LIBOR.
Home Equity Loan - 2nd Mortgage
Explains the difference between a Home Equity Loan
(Home Equity Line of Credit or 'HELOC') and a 2nd Mortgage, as well as which may be best for you.
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FHA - VA Mortgage
Covers government sponsored programs and their benefits.
Includes FHA, VA, Cal Vet, as well as other state specific and local programs.
Documentation Options
What are the differences between Full Documentation (full doc), Limited Documentation (Limited Doc or 'Lite Doc'), Stated Income and 'No Income No Asset' (NINA) programs?
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Call Today For A
FREE QUOTE
1-888-835-0761
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